Zolve Student Credit Card
Get $500–$10,000 credit with no US credit history or SSN needed. 16% APR, up to 5% cashback at favourite brands for international students.
The Zolve Student Credit Card, in partnership with MPOWER Financing, is an exciting solution for international students heading to the US. It requires no US credit history or Social Security Number, offers a variable credit limit from $500 up to $10,000, and has an interest rate of 16% APR. With this card, students get up to 5% cashback at top brands and 1% unlimited cashback everywhere else. Plus, there’s no security deposit required, making it accessible for scholars newly arriving in the US.
The application process is straightforward. First, a student applies for an MPOWER loan and submits all required documents. After loan approval, Zolve collaborates with MPOWER to open the student’s credit card and US bank account. Card and account details are provided approximately 1–2 months before studies commence. Once students land in the US, they simply activate the card—both digital and physical cards are ready for use immediately.
Pros
This offer is available to all citizenships with no US credit history or SSN required. The fast application and approval timeline ensure that students are financially prepared from day one in the US. The attractive cashback rewards, no security deposit, and FDIC-insured accounts make it a safe, rewarding choice for newcomers.
Cons
On the other hand, the credit card has a 16% APR, which could be high for those carrying a balance. It does not offer interest on bank deposits. Additionally, certain countries from the FATF black and grey list are excluded.
Verdict
For international students planning to study in the US, the Zolve Student Credit Card bundled with an MPOWER loan is a strategic, hassle-free pick. It enables financial independence, provides generous rewards, and avoids classic expat card obstacles. If you want quick approval and strong perks, this card stands out.