Zolve Credit Card Offer
Get $500-$10,000 credit with no US credit history or SSN required, plus up to 5% cashback and quick online approval for international students!
The Zolve US credit card is an appealing option for international students—especially those from Nigeria—planning to study in the United States. Offered in partnership with MPOWER Financing, this card boasts a credit limit ranging from $500 to $10,000 without requiring a US credit history or Social Security Number (SSN). The advertised interest rate stands at 16% APR, and the card is unsecured, so no security deposit is needed.
Applicants also benefit from a streamlined process. Once you receive approval for your MPOWER student loan, you are prequalified for a Zolve credit card and bank account. Activation is simple: after landing in the US, you can instantly activate a digital card and receive your physical card on your first day.
How to Apply: Step-by-Step
Begin by submitting your MPOWER Financing loan application online. After loan approval, Zolve collaborates directly with MPOWER to set up your credit card and bank account. Detailed account info arrives one to two months before your studies start, and you simply activate upon arrival in the US.
Pros: Benefits of the Zolve Credit Card
This credit card is accessible to all citizenships and requires neither a US credit score nor an SSN, which is a significant plus for Nigerian students. Another highlight is the up to 5% cashback at your favourite merchants, in addition to 1% cashback on other purchases, which helps you save more.
Cons: Consider Before Applying
The 16% APR is higher than some traditional US cards, so carrying a balance can result in more interest charges. Moreover, eligibility is tied to MPOWER loan approval, limiting access for those who do not qualify for that loan.
Verdict: Should You Go For It?
For Nigerians heading to the US for studies, the Zolve Credit Card offers convenient features, an attractive credit limit, and a path to building financial independence abroad. If you qualify for an MPOWER loan, this is a streamlined financial solution worth strong consideration.